via GoodyBlog

It's a subject that potentially can put a knot in our stomachs and an ache in our heads. And a subject that, if ignored, can put a major wrench in our futures. What is this you ask? Saving money. And if you delay, time can be your enemy. I found a great site called Early Earners that helps you get into the practice of saving money with your child so that he (and possibly you too) can stop waiting for that money tree to bloom.

Shopping for the right savings account is akin to shopping for car insurance or a carpet cleaner. You don't want to search; you just want to be pointed in the right direction. APY, APR, FDIC...to me, it's like looking at my letter selection in a game of Scrabble. Early Earners will spoon feed you (sorry, no motorized airplane sound though) with simple-to-understand definitions that make banking less scary.

Early Earners says, start them early. Sit with your kids and open an account. Play with the nifty calculators the site provides that show you what saving a dollar will mean in 20 years. Or how resisting that extra toy can benefit you down the road. These folks have read the small print so you don't have to, and they've given you their MBA-educated opinion. The site is chock full of info if you want it, and a clear-cut button to savings if you don't. (If online financial transactions worry you, there is no need to fret here, as they link you to HSBC, a fully accredited bank with all the safe and secure bells and whistles.)

Piggy banks are cute and all, but don't we want that bacon come breakfast time?